Auto Shankar, played by Upendra, is an auto driver belonging to the middle class section of the society. He is friendly and jovial. Maya (Shilpa Shetty), who is a money-lender, is brought up in a rich family. She is portrayed as a boorish character. She is unscrupulous in recovering loans given to the poor and has designed crude methods to recover the money. She is also the daughter of a lady don.
Shankar defends the poor and fights the moneylenders. Several interesting battles follow, after which the Maya loses all her property and prestige. It is also revealed that she is not really the daughter of the lady don. She then learns a lesson that reforms her attitude. She makes amends and Shankar embraces her as the two fall in love. Shankar finally fights all the gangsters led by the lady don and brings an end to all the injustice being imposed on the poor.