This evocative family-oriented drama revolves around an unemployed graduate Karthik (Uday Kiran) and his struggles in life. Despite a good education, he remains unemployed and is forced to endure many hardships in his home and society. His father Chalapathi Rao borrows a loan of ten lakhs for an urgent requirement. In return, he mortgages their house to the person who lends the money. Unaware of this transaction, on a fateful day Karthik gets into a tussle between the lender's son and beats him in a fit of rage.
Enraged by Karthik's moves, the person demands an immediate payback for his money. If not he threatens to auction their house which was pledged. This adds up to Karthik's ill-fate and his father starts to hate him more than ever.
Karthik loses hope and in desperation to end his life floors on a railway track. A man observing Karthik's motive nears him and offers any random amount. As a favor, he says that Karthik should end his life at the time the man tells him to. He then hands over the 10 lakhs to now rejuvenated Karthik.
With the money obtained, Karthik clears the loan on the house. He then lies to his parents that he is off to Mumbai in search of a job, but heads to Ooty actually. There he meets Chandu ('Chitram' Seenu) and Babi (Vijay Sai). He also meets Indu (Kruthi) at the same place. Indu falls in love with him, but Karthik pretends to be aloof and unaffected although he loves her too.
Why Karthik did not reveal his love for Indu? Who is the person who offered 10 lakhs to Karthik? Will Karthik ever express his love for Indu? What is the past connection between Indu and Karthik?